Certified Center

BMW Financial Services

A man enters a BMW from the driver's side
A man sits on the hood of a parked BMW while checking his phone
LeasingFinancingProtection PlansManage AccountFAQs

Lease or Finance Choosing a Path to Your BMW

The Flexibility of Leasing

Love driving the latest BMW? Leasing is an option that gives you the freedom to switch vehicles more often.

Benefits of Leasing

- New vehicle every few years
- Lower monthly payments
- Fewer long-term considerations

Apply Now

The Security of Financing

Ready to own your BMW outright? Financing lets you enjoy your vehicle without restrictions.

Benefits of Financing

- Vehicle ownership
- Personalize vehicle with customized options
- No mileage restrictions or penalties

See Offers

A Lease That's Right For You

With BMW Financial Services, you can personalize a lease around your driving needs – choosing term lengths, mileage needs, and more with low monthly payments.

A dealer at a BMW Center speaks with a couple in front of a BMWA couple inside a BMW getting ready for a drive

Pre-Pay Lease Program.

If you prefer to pay the entire lease up front, this program offers discounted payments and flexibility. When the lease ends, your liquidity gives you the option to purchase your BMW.

Keep Payments Low with Multiple Security Deposits.

You can opt to put down up to seven security deposits on a new lease or transfer balance from an existing lease at lease end to keep your payments low.

Mileage Adjustment Program (MAP).

With the Mileage Adjustment Program (MAP), you can purchase additional miles at a discounted rate, right up until the day before you turn in your vehicle.

Credit Lock.

Take advantage of attractive rates and offers happening now by locking in a rate for an extended period, so you never miss out on a great deal.

Lease Extensions Made Easy.

Not ready to part ways with your BMW? You may have options to extend your lease. Visit your MY BMW account to see how to hold onto your BMW longer.

Guidance for Vehicle Return.

Nearing completion of your lease? If you decide to return your vehicle, BMW Financial Services has the information to help guide you.

Learn More

Financing Programs for Your BMW

BMW Financial Services offers flexible options with customizable terms and no mileage restrictions. Plus, when it's time to upgrade you can leverage your trade-in value.

Apply Now
A man speaks on a phone with a BMW parked in the background

Lock in Rate**

BMW Credit Lock lets you lock in a rate for an extended period, so you never miss out on a great deal.

A man smiles in front of a parked BMW

Waived Disposition Fee

Finance your next BMW through BMW Financial Services and we'll waive your disposition fee at the end of your term.

A man holds his young daughter in front of a parked BMW

Select Balloon Financing *

This option offers all the perks of ownership with lower monthly payments compared to traditional financing.

At the end of your contract when your balloon balance is due you can choose to pay balance in full, apply to refinance balance, or use the trade in value of your BMW (if you have equity) to help cover your balance.

Savings Programs For Unique Drivers

A smiling woman holds her degree while dressed in a graduation cap and gown

BMW College Graduate

Recent graduates can celebrate with special savings on a new or Certified Pre-Owned BMW.

Learn More

BMW Military Program

Active-duty personnel, retirees, veterans, and military family members can enjoy exclusive savings for their service and sacrifice.

Learn More
Interior shot detailing the M Sport Steering Wheel on a BMW M 330e Sedan

BMW Accessibility Program

Make your BMW more accessible than ever with rebates on adaptive equipment.

Contact Us
A couple in business attire walk away from a BMW sedan in a parking garage

BMW International Executive

If you’re working in the U.S., you might qualify for this exclusive program.

Contact Us
A woman adjusts her rearview mirror from the driver's seat

Protection Products Care That Goes The Extra Mile

From comprehensive protection plans to extended service coverage, we can help ensure your BMW is safeguarded from the unexpected for miles to come.

Contact Us
An image of BMW Financial Services credit cards

BMW Cards Put High Performance In Your Wallet

Fast rewards and powerful perks ­­– find the BMW Card that's right for you.

Apply Now Redeem Rewards

Frequently Asked Questions

BMW Financial Services exists to help get you into the Ultimate Driving Machine® of your dreams with clear pricing, tailored lease and finance options, and personal service. You'll be guided to the right products and services by the people who know BMW best – and get access to exclusive benefits, offers, and events that take your BMW experience even further.
With BMW Financial Services, you can personalize a lease around your driving needs –choosing term lengths, mileage needs, and more with low monthly payments. Your interest rate and the residual value of your vehicle will be built into your contract to ensure total visibility into your lease terms.
In most cases BMW Certified vehicles qualify for leasing. The BMW Certified Program is an extensive certification program for pre-owned BMWs. To earn the distinction of being certified, vehicles must have more than 300 miles but less than 60,000 miles on the odometer. We review each vehicle's CARFAX™ or AutoCheck® report, and ensure that it has genuine BMW parts, plus an up-to-date maintenance history. Next, 360° vehicle inspections, reconditioning, and approvals are completed by trained technicians who know BMW best. A comprehensive road test by BMW experts is the next step in the process, using all-BMW diagnostic equipment.
With the Mileage Adjustment Program (MAP), you can purchase additional miles at a discounted rate, right up until the day before you turn in your vehicle. Purchase additional lease miles by calling (800)-959-4269 or sign into your My BMW account.
BMW Financial Services offers competitive interest rates and flexible contract terms from 24 to 84 months with a wide range of down payment options. Depending on what works best for your budget, you can choose weekly, bi-weekly, or monthly payment options.
By Phone

24/7 Account Information: 1 (800) 578-5000. Internal calls dial 1 (614) 718-6350

Financial Products and Services (for new or Certified Pre-Owned vehicles): 1 (800) 831-1117

BMW Credit Card Questions: 24/7 U.S. based Cardmember Services is available toll-free at 1 (866) 845-3079. For International, call collect 1 (701) 461-2543

Online

Secure Message Center (SMS): to send us a message regarding your financial services account or vehicle, click here for the Message Center.

My Account: to view your account online log in to MyBMW.

My BMW App: download the My BMW App via the App Store or get it on Google Play.

Two women stand next to a BMW parked against a modern building

Contact Us

PRIVACY: Please click here for the BMW Financial Services Privacy Statement (including state specific privacy statements and contact methods). BMW Financial Services NA, LLC, NMLS #2738

Disclaimers

* BMW Select balloon financing is a retail installment sales contract with a balloon payment. BMW Select balloon financing is not available in IL, NC, ND, NH, NV, PA, TX and WV. Financing provided to well-qualified customers financing their purchase of BMW vehicles from participating BMW Centers with assignment to BMW Financial Services NA, LLC or BMW Bank of North America. Final balloon payment amount depends on creditworthiness, contract terms, and estimated future market value of the financed vehicle at the end of the BMW Select contract term. Programs may change without notice. Please see your BMW Center for details.

** Eligibility and availability of BMW Credit Lock is subject to credit review and approval by BMW Financial Services NA, LLC. Qualified Credit Lock applicants must take delivery within the credit lock period and requires that the vehicle be leased or financed with BMW Financial Services NA, LLC, through an Authorized BMW Center. Locked credit expires if the vehicle is not delivered within the application credit lock period. All offers are subject to availability from existing dealer inventory. For BMW Credit Lock program details and available models, contact an Authorized BMW Center.

Select a series:

Hendrick Vehicle Disclaimer:

$799.00 Dealer Administrative Fee not included in advertised price.

All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer.

All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.

Additional Disclaimers:

From 4.99% APR up to 36 months at $29.97 per month per $1,000 financed applies to all 2020–2023 BMW Certified Pre-Owned models. No down payment is required. Offer valid through 03/31/25. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability. Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2020-2023 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 03/31/25.

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Please consult your selected dealer. Through March 31, 2025, lease offer available on new 2025 BMW i4 eDrive40 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $399 per month for 36 months is based on an adjusted capitalized cost of $44,435 (MSRP of $60,425, including destination and handling fee of $1,175, less $3,975 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $3,515, Lease Credit of $7,500, and National Credit of $1,000). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,975 capitalized cost reduction, $399 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $32,025, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Other credits for loyal customers may apply. National Credit not combinable with BMW Loyalty Credits. Offer valid through March 31, 2025 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Please consult your selected dealer. Through March 31, 2025, lease offer available on new 2025 BMW X1 xDrive28i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $499 per month for 39 months is based on an adjusted capitalized cost of $40,440 (MSRP of $45,725, including destination and handling fee of $1,175, less $3,375 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $910, Lease Credit of $500, and National Credit of $500). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,375 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $25,606, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Other credits for loyal customers may apply. National Credit not combinable with BMW Loyalty Credits. Offer valid through March 31, 2025 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

Through March 31, 2025, 1.99% APR financing for up to 48 months on select new 2025 BMW X5 and X7 models is available from participating BMW dealers to well qualified customers who meet BMW Financial Services NA, LLC credit requirements. Excludes X5M models, along with custom order and in-transit units. For example, with $0.00 down payment and 1.99% APR, a retail installment contract on a 2025 BMW X7 xDrive40i with MSRP of $88,875.00 may be repaid in 24 monthly installments of $3,780.38 or may be repaid in 48 monthly installments of $1,927.77. MSRP excludes tax, title, and license. Not all customers will qualify for down payment waiver or lowest rate. Other rates and payment terms available. Purchase Credit of $1,500 and National Credit of $1,000 are credits against the MSRP of the vehicle purchased and available to customers who finance through BMW Financial Services NA, LLC. All credits valid through March 31, 2025. All offers are subject to dealer participation. Must take delivery by March 31, 2025. Visit your authorized BMW Center for important details. Other credits for loyal customers may apply. National Credit not combinable with BMW Loyalty Credits.

Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Please consult your selected dealer. Through March 31, 2025, lease offer available on new 2025 BMW iX xDrive50 models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $699 per month for 36 months is based on an adjusted capitalized cost of $72,230 (MSRP of $90,925, including destination and handling fee of $1,175, less $4,795 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $4,000 and Lease Credit of $9,900). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $4,795 capitalized cost reduction, $699 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.30/mile over 30,000 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $48,190, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through March 31, 2025 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

The BMW Ultimate Care Oil Services plan includes unlimited oil and oil filter changes for three years for $249.00 plus taxes and disposal fees where applicable. The need for included services are prompted by the vehicle’s Condition Based Service (CBS) system. For non-CBS vehicles, annual low-mileage oil changes are included as outlined in your BMW Maintenance Booklet. Available for all BMW vehicles that have reached 60 months or 60,000 miles but have not yet exceeded 240 months / 20 years and have no current Ultimate Care+ coverage. Plan is also available for purchase for vehicles that have reached at least 54 months and are currently covered by the BMW Ultimate Care Scheduled or BMW Ultimate Care+2 coverage. All work must be performed by an authorized BMW Center. Please see your authorized BMW Center for additional details pertaining to all programs. All work is carried out by BMW Trained Technicians using Original BMW Parts, which come with a two-year unlimited mileage limited warranty. Warranty repairs do not constitute an extension of the original limited warranty period for the vehicle or a part thereof. Each program and its pricing are subject to change.

BMW Value Service applies to select services and models and varies by BMW Center. Service availability and pricing may vary for non-standard options. For eligible models. All work is carried out by BMW Trained Technicians using Original BMW Parts, which come with a two-year unlimited mileage limited warranty. Warranty repairs do not constitute an extension of the original limited warranty period for the vehicle or a part thereof. Service availability and pricing may vary for non-standard options, including M Sport options and equipment.

Inventory

Financing

Service & Parts

About

Copyright © 2025 - BMW of Southpoint

Advanced Automotive Dealer Websites by Dealer Inspire
New Specials
Certified Specials
Service Specials
New Specials
Certified Specials
Service Specials

Menu

Search Vehicles

Search By Keyword:
Search By Filters:

Contact Us

Main: 919-338-7135 Parts: 919-338-7135 Sales: 919-338-7135 Service: 919-338-7135

Get Directions

225 Kentington Dr, Durham, NC, 27713
BMW of Southpoint 35.898688, -78.947095.